Under the Transparency in Coverage Rule, issued in 2020 by the U.S. Department of Health & Human Resources, U.S. Department of Labor and U.S. Department of the Treasury is required for health plans (which include clients who sponsor employee benefit plans) and health insurance issuers must publish Machine-Readable Files (MRFs):

• In-Network Rate File: This file contains the negotiated in-network rates for all services with all providers.
• Allowed Amounts File: This file contains historical payments to and billed charges from out-of-network providers.

The below links lead to the MRFs that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The MRFs are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.

Aetna
Aetna International
Hawaii Medical Service Association (HMSA)
Kaiser Permanente
SelectCare

DFS Group L.P. (aka DFS North America) and its affiliates (together, “DFS” or “we”) are committed to doing business with integrity and according to the highest legal and ethical standards. We hold the same standards for all business partners, including but not limited to our suppliers, vendors, and other service providers.

The California Transparency in Supply Chains Act of 2010 (SB-657) requires that retail sellers and manufacturers doing business in California disclose efforts to eradicate slavery and human trafficking in their direct supply chain. To address the Act’s requirements, DFS discloses the following:

DFS expects all its business partners, including its direct suppliers, to adhere to and implement its Business Partner Code of Conduct, which enumerates our expectations. Child labor, forced labor, slavery and human trafficking are all strictly prohibited under this Code.

Although we currently do not regularly verify our entire direct product supply chain or ordinarily audit our direct suppliers, we reserve the right to conduct audits at our suppliers, their suppliers and their subcontractors under the Business Partner Code of Conduct. Suppliers that fail to meet the Code’s standards have previously been subject to audit, reviews, and other actions including and up to termination, and DFS will continue to regularly review compliance in this respect.

Our suppliers are required to keep proper records to demonstrate compliance with the labor aspects of the DFS Business Partner Code of Conduct; however, we do not require that direct suppliers certify that all product materials comply with slavery and human trafficking laws of all countries in which they conduct business.

DFS has, and will continue to, communicate with and train employees with direct responsibility for supply chain management to ensure they are knowledgeable and aware of the issues and concerns surrounding the supply chain, including mitigating the risk of human trafficking and slavery. DFS maintains an Employee Code of Conduct which includes standards for all of its employees and regarding the prohibition against slavery and trafficking.

处理的背景是怎样的？
DFS 属于汇集多个知名杰出品牌的路威酩轩集团，这些品牌在多个领域提供高端优质的产品和服务，包括时装和皮具、香水和化妆品、腕表和珠宝、葡萄酒和烈酒、精品零售及酒店、文化和休闲。您可点击https://www.lvmh.com浏览所有路威酩轩集团的品牌名单。如果您是本品牌的客户，您也可能是路威酩轩旗下其他品牌的客户。

处理的目的是什么?
我们致力于改善您的体验，为您提供个性化的产品和服务，并根据您的兴趣进行定制化的营销推广。这基于对您的喜好和兴趣的了解。

处理活动将如何开展？
如果您同意，我们会将您过去3年的购物记录在进行去标识化处理后，委托我们的关联公司：路威酩轩(上海)管理咨询有限公司（下称“路威酩轩集团中国公司”）进行处理（即您的姓名和联系方式不会被明文传输至路威酩轩集团中国公司）。您的购物记录将进行分析，并与您在已获得您类似同意的路威酩轩集团旗下品牌的购物记录进行匹配。每个已获得您同意的品牌将会从路威酩轩集团中国公司获得有关您的购买习惯和喜好的一般性信息。

谁是个人信息处理者？
DFS 仍将是唯一的个人信息处理者，并对您所提供的信息负责。路威酩轩集团中国公司作为我们的受托方或服务提供商，不会将您的数据用于上述目的之外的任何其他用途。例如，路威酩轩集团中国公司不会将您的数据用于其自身的用途，不会根据我们提供的数据与您联系进行营销，也不会与您不是其客户和/或您未同意的路威酩轩集团的品牌分享您的信息。

您可以点击查看我们的隐私政策，以更多的了解我们品牌如何使用您的个人数据及您的权利。